Public Adjusters at Your Service

Over the years, we have become the preferred insurance claims adjusters of homeowners and business owners in our community. We have risen the ranks by offering our premium services for everyday rates—but that is not the only reason clients continue to refer us to their neighbors and colleagues.

Clients come to us because of our full-spectrum approach to the insurance loss inspection process. You will take notice of our value-driven approach the moment you contact us. From the very first phone call to the submission of your claims to insurance carriers, we promise nothing less than the finest customer service possible.

Look to us when you want:

• Great rates on insurance loss inspections
• Upfront quotes when applicable
• On-time service
• Thorough inspections
• Answers to all your important questions
• And more

We Work for You

There are some people who have misconceptions about the work that we do. People think that we conduct our claims inspections with the insurance companies’ best interests at heart. In truth, we work with everyone’s best interests in mind.

We are hired by people like you—the insured individuals—to conduct thorough claims adjustments and inspections. We want to make sure your insurance provider compensates you adequately, and we want to report the claim as accurately and honestly as possible. Everyone wins when we are the professionals tasked with assessing property damage.

When Should You Hire a Private Claims Adjuster?

Many people wait too long to hire a private claims adjuster. However, the truth is that the earlier you bring us in, the better. Hiring our licensed adjusters right after a loss ensures that the documentation is thorough, timelines are respected, and no important evidence is overlooked.

You should call us if:

• Your damage is extensive or complex.
• The insurance company is offering a low settlement.
• You don’t understand the fine print of your policy.
• You want an unbiased, professional assessment.
• You’ve had a claim denied or delayed.

Our adjusters advocate for you from day one, helping you avoid mistakes and missed opportunities.

How Can You Tell if Your Insurance Settlement Is Too Low?

If your insurer's offer doesn’t come close to covering your repair or replacement costs, it might be a lowball settlement. This is more common than most people realize. Signs of an insufficient offer include vague damage descriptions, missing line items, or a payout that doesn’t align with estimates from local contractors.

In situations like these, we can help by reviewing the offer, comparing it against actual repair costs, and negotiating for a more accurate payout. You don’t have to accept less than you deserve, and with professional support, you'll have a greater chance of getting fair compensation.

Can You Reopen a Claim With Help From a Public Adjuster?

Yes, in many cases you can. If your claim was underpaid or denied, you may have the option to reopen it, particularly if new damage has surfaced or if documentation was lacking in the initial inspection.

Inman And Associates Inc can review your original claim, assess the damage, and determine whether grounds exist for a supplemental or refiled claim. That said, insurance policies have time limits, so it’s important to act quickly. If you’re unsure about your options, we’ll walk you through the steps and let you know if reopening your claim is possible.

Adjusting All Property Damage Claims

Property damage comes in many forms. A kitchen mishap can result in a smoke-damaged kitchen, electrical fires can leave walls and ceilings decimated, and the shotty efforts of a local plumber can leave a basement submerged in water. Damage like this might lead to a lot of stress and anxiety, but an adequate insurance payout can help you restore your property to its former glory.

Some of the property damages we inspect are related to:

• Household fires
• Hail damage
• Natural disaster flooding
• Burst pipes
• Break-ins
• Smoke damage
• Windstorms
• And more

Has your home fallen victim to damages not listed here? Don’t hesitate to contact your insurance company or our team. You might be surprised what our adjusters can help you with in your time of need.

How Do Adjusters Evaluate Property Damage?

Damage evaluations require experience, training, and attention to detail. We assess the full scope of loss from cosmetic surface damage to deeper structural or moisture issues that may not be immediately visible.

Each evaluation includes:

• A full walkthrough of the property
• Detailed documentation and photo evidence
• Cost estimation using industry-standard software
• Review of your insurance coverage and exclusions
• A full report prepared for submission to your insurance carrier

We aim to make every dollar of your policy work for you.

What Should You Expect From the Claims Process?

Working with Inman And Associates Inc makes the claims process smoother and more transparent. Once you contact us, we’ll schedule a property assessment at a time that works for you. After the inspection, we’ll walk you through our findings and explain what you’re entitled to under your policy.

Here’s what a typical claims process looks like:

• Initial consultation and policy review
• On-site damage inspection
• Estimation and evidence documentation
• Communication with your insurance provider
• Negotiation for a fair settlement
• Support until the claim is resolved

We keep you informed at every step, offering clarity and peace of mind when you need it most.